Advance Care Directive – a legal document where a person is able to write down his or her instructions, wishes and preferencs for the future health care, accomodation and personal matters, and/or appoint one or more substitute decision makers who are people chosen to made decisions on his or her behalf.
To be eligible for a Seniors Card you must meet the following criteria : 60 years or older, a permanent South Australain resident , not working more than 20 hours per week in paid employment ( part-time and casual employees may average their hours over a 12 month period )
A Will is a legal document that allows you to make clear what you want to happen to your estate once you are gone. By having a Will you are able to leave instructions for the distribution of your estate and you can name someone as the executor of your Will to carry out these instructions on your behalf.
Superannuation is a way to save for your retirement. The money comes from contributions made into your super fund by your employer and, ideally, topped up by your own money. Sometimes the government will add to it through co-contributions and the low income super contribution.
Planning for retirement involves not just finance and superanuation, it also includes your physical, social and emoitional well-being in retirement, as well as keeping your mind active and to stay motivated.
Financial planners are often referred to in a variety of ways: as financial planners and ( where they are linked to an Austaralian Financial Services Licensee, such as Charter Financial Planning ) as autorised representatives.